The Division of Energy provides loans to public schools (K-12), public/private colleges and universities, city/county governments, public owned airport facilities (municipal, county, regional, and international), public water and wastewater treatment facilities, and public/private not-for-profit hospitals to help reduce energy costs through the Energy Loan Program. This loan financing may be used for various energy-saving investments, including projects such as upgrading insulation, lighting systems, heating and cooling systems, windows and other items that affect your energy use.

Loan recipients benefit from increased occupant comfort in their buildings and reduced energy costs. The financing also frees up tax dollars that school districts, higher education facilities and local governments can use for essential services or other capital improvements. Loan recipients repay the loan with money saved on energy costs as a result of implementing the energy-efficiency projects.

The Missouri Division of Energy now offers an interest loan cycle program to help Missouri school districts make energy efficient upgrades. FY2017 Supplemental (2.75% interest rate) loan cycle is now open. Loan applications are being accepted from October 3, 2016 to January 13, 2017. The loan amount per applicant is $10,000 to $1,000,000. Loans are repaid by energy savings with a maximum repayment term of 10 years including principal and interest.